Thursday, June 02, 2005

How much is enough?


Everyone's favourite thing. Why is it so? How much is enough? Are you getting enough?

Let discuss.

Money is a must in a civilised world. No matter where you are or who you are, may you be an Asian, Blacks or Americans. But is money that important? Have you ever wondered what harm can money cause? Hitmen kills for money, kidnappers kidnaps for money, countries go to war for money. Don't you think money is sinful?

Lets imagine ourselves as an average Malaysians earning an average income. The possible expenses are transport, food, lodgings, indulgence and necessities.

Majority of the Malaysians living in Klang Valley would think that the public transport are like shit and they would prefer to pay a bit more to own a car. Avarage installments per month for a car would be about Rm 600 for a new local made car. Because of Proton, foreign cars are so expensive and we are not left with other choices. And the loan will be up till 9 years. Including petrol, It would be about Rm 900 per month for you to own a car alone.

Makan is ok in Malaysia. A normal meal may cost about Rm 5. So its still at a very reasonable level. If you are living with parents, you'll only have to take lunch outside only. So this makan issue is not a problem. But if you are having dinner outside too, the monthly amount might be Rm 300.

Rent or Own? Personally I would prefer own, cause after all its your own property. But for those who cannot afford, an average room rent per month would be more or less Rm 200.

There are 2 catagories here. Entertainment and Shopping. Moderate dose is ok, but do not go over board. I think that the average amount would be about Rm 400.

Handphones, Astro, Homephone, Water and Electric. Those stated above might chunk up about Rm 500.

So from the above, the total amount is Rm 2300. And remember there are still a lot of hidden costs like car issurance and maintainence, home appliciances and furnitures. And if you are attached, what about spendings during a date?

Do you get a clearer picture now? No. Come on, Malaysians are seriously underpaid. You are underpaid so am I.

Now how much are you earning? Rm 2000 or Rm 3000? What about those earning less? How much can you save per month? When can you get married? If a Chinese guy wants to marry, he would have to pay at least Rm 20000 for a normal wedding. What if the girl's parents is a blood sucker, or if the girl wants a fairy tale like wedding. Do you think the guy can afford? I don't think so unless he is from a rich famliy. What about a normal average earner? Do you want to marry for money or love?

So you can see, money is not everything. But it is an absolute must here in Malaysia. We do not have subsidies like some race, in fact we have to pay more. This is unfair.

The PM always says that we must love Malaysia. How to love? Can he teach us? The country is not fair and still dare to ask us to love the country. He must be joking.


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